IDSPL

Domestic Money Transfer (DMT) API

ICCHHAMATI DATA SERVICE PVT. LTD. offers a secure, real-time, and scalable DMT API solution designed to empower financial inclusion and digital transactions across India. Our platform enables businesses, agents, and fintech providers to instantly transfer funds to any Indian bank account using IMPS, NEFT, or UPI protocols.

Key Features We Provide

  • Instant Fund Transfers – IMPS, NEFT & UPI support with 24/7 uptime
  • Sender Onboarding – Easy registration via mobile OTP or Aadhaar
  • Beneficiary Management – Add/manage bank accounts with IFSC or UPI
  • Real-Time Account Verification – Optional name-match API
  • Webhook Notifications – Automated alerts for success/failure
  • Secure Transactions – PCI DSS & ISO 27001 infrastructure
  • RBI-Compliant Limits – Monthly/transactional caps as per guidelines
  • Auto Refunds – Seamless handling of failed transactions
  • White Label Ready – Deliver under your own brand identity

Who Is It For?

Our DMT API is ideal for:

✅ Banking Correspondents (BCs)

✅ Retailers & Recharge Portals

✅ Microfinance Institutions & NBFCs

✅ Freelance & Gig Platforms

✅ Rural Financial Agents

✅ Fintech Startups

 

 

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