AEPS API (Aadhaar Enabled Payment System)
Allows users to perform basic banking transactions using Aadhaar authentication via fingerprint or IRIS scan, integrated through your portal or app
Key Features:
- Cash Withdrawal
- Balance Enquiry
- Mini Statement
- Aadhaar to Aadhaar Fund Transfer
- Bank Account Verification
- Supports all banks linked with NPCI
- Works with biometric devices (RD service compliant)
- Real-time transaction status & response
Input Required:
- Aadhaar Number
- Bank Name or IIN (Issuer Identification Number)
- Fingerprint or IRIS Data (via biometric device)
- Transaction Type (Withdrawal / Enquiry / Transfer / Statement)
- Amount (if applicable)
- Mobile Number (optional for receipt SMS)
Output:
- Transaction Status (Success / Failure)
- Transaction ID / Reference No.
- Bank Name
- Balance Info (if applicable)
- Mini Statement Details (last 5 transactions)
- Error Code and Description (if any failure)
Security & Compliance:
- Fully NPCI & UIDAI compliant
- Uses RD (Registered Device) service for biometric security
- Aadhaar number masked as per government norms
- Encrypted and secure data exchange
